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Year end totals

December 31st, 2015 at 12:22 pm

Tesco credit card: 1475.00
Nationwide:2644.80
Bank of Scotland:109.17
Littlewoods:3278.26

TOTAL:7507.23

OUCH.

Emergency fund is sitting at 356 right now. I'm really hoping not to touch this if I can get away with it.

ETA: I had 5132 worth of credit card debt this time last year, now it's 4228.97. I wasn't tracking the catalogue so I have nothing to compare it to.

6 Responses to “Year end totals ”

  1. creditcardfree Says:
    1451569599

    Sarah, how do these totals compare to last year at this time? I'm sure you have improved. You now know more about catalogue debt (and so do we!) than last year. And getting debt moved to lower interest cards has to make a difference.

    Any dollar you don't need from your emergency fund can be the seeds to grow another one. Smile

  2. scottish girl Says:
    1451570610

    Last year I had just over 5k credit card debt and the catalogue was over 4k I think. Yeah it's all less than last year, apart from EF which I didn't have.

  3. creditcardfree Says:
    1451571986

    You definitely made progress Sarah! So happy for you.

  4. ceejay74 Says:
    1451577563

    Counting the reduction in debt and the EF creation, you made over $100 of progress per month! That's pretty impressive considering what obstacles you faced. Great job!

  5. My English Castle Says:
    1451583187

    You're doing it! And getting those credit cards to 0% will help you chip away at the catalogue even more.

  6. FrugalTexan75 Says:
    1451696547

    You made progress! Lots of progress!

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